Class 9
Blank and pre-recorded magnetic data carriers; magnetically encoded stored-value cardscredit cardscash cardsprepaid debit cards and electronic money cards; downloadable and recorded computer software for processing electronic payments and transferring funds to and from others; downloadable and recorded authentication software for authenticating user identification
Class 35
Economic and organisational business consulting and business project management for the implementationoperation and further development and marketing of micro-accounting systems and electronic money solutions to enable the provisioning and use of services on the Internet as well as via mobile and fixed network telephones; cross-marketing of related products; business investigations; business analysisresearch and information servicesin particular trackinganalyzingforecasting and reporting electronic money cardholder purchase behaviour; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of electronic money payment cards; business administration of consumer loyalty and rewards programs; conducting marketing studies; business consulting services in the field of e-commerce provider services in relation to order placementadministrative processing of order delivery and invoice management for electronic money payment systems; financial records management; business administration and marketing services provided via platforms for banking and financial Internet services
Class 36
Financial affairsnamely financial informationmanagementanalysis services; monetary affairsnamely financial informationmanagement and analysis services; real estate affairsnamely real estate consultation; financial servicesin particular merchant banking servicesproviding electronic money servicesespecially with prepaid e-money card services in particular issuing of prepaid virtual and physical credit and debit payrollgiftcorporate expensegeneral spendmoney transfertravel-forexstored valuepayrollaffiliate commission and instant issue cards; virtual and physical card account creation in the nature of financial servicesfunding online cash accounts from prepaid cash cards and credit card accounts; loading and card-to-card transfers in the nature of electronic transfer of funds and bank account management services; electronic wallet creation and managementnamely bill payment services provided via an electronic wallet; localised card funding and loading options creation in nature of financial servicesfunding online cash accounts from prepaid cash cards and credit card accounts; banking services in the nature of card to card transfer and mobile banking and payments as well as real time transaction authorisationprocessing and reconciliation and automated card and pin issuing and distribution; financial and insurance consulting services in relation to fraud protection and prevention; online payment and electronic money services in the nature merchant servicespayment transaction processing services; bill payment services provided via an electronic wallet in the nature of offering electronic-money accounts and electronic-money wallets as well as automated voucher systems; financial and monetary affairsin particular electronic commerce payment services involving electronic processing and subsequent transmission of bill payment data in relation to order-entryshipping and billing for electronic ordering systems; financial transactions on the Internetproviding secure commercial transactions and payment options; financial services within the operation of micro-accounting systems for the provisioning and use of services on the Internet as well as via mobile and fixed network telephonesaccounting services; financial information services; financial servicesproviding secure commercial transactions and payment options in relation to payment switch and payment gatewaysettlement and reconciliation for payments and transactions; electronic processing of payments in the nature of payments made through prepaid cards; electronic value exchange serviceselectronic foreign exchange processing; electronic funds transfer in the nature of secure electronic cash transactions and electronic cash transmissionsover public computer networks to facilitate electronic commerce; electronic funds transfer; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of electronic-money and consumer credit and debit transactions; the provision of financial services for the support of retail services provided through mobile telecommunications meansmerchant services in the nature of payment transaction processing services through wireless devices; the provision of financial services for the support of retail services provided on-linethrough electronic networksmerchant services in the nature of payment transaction processing services; financial analysis and consultation; processing of financial transactions both on-line via a computer database and via telecommunications and at point of saleelectronic processing of debitcreditstored value card transactions; payment verification services in the nature of transaction authentication and verification services for payer; verification of financial information in the nature of payment verification services; remote payment servicesproviding electronic funds and currency transfer; merchant banking in the nature of stored value electronic-money wallet serviceselectronic -wallet account servicesnamely the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their electronic -wallet accounts and consumers and online merchants businesses send and receive payments and remittances over an online network; merchant banking services in the nature of electronic -money account processingnamely providing the consumers of merchants businesses who pay for goods using credit cardsdebit cards or other prepaid payment cards with an electronic-wallet account for use in making secure payments to that business for future businesses; credit and cash card payment processing services in the nature of payment processing and payment service provider services to on-line and other merchants; business consulting in financial matters in the nature of financial consultation in the field of environmental managementadvising business and individuals on issues of portfolio planning and investment planning; banking and financial management services used via mobile telecommunication facilities and payments and mobile authentication
Class 38
Value-added telecommunications services included in this classnamely data transmission and reception services via telecommunication meansin relation to providing mobile money through mobile devices; network-based value-added telecommunications services included in this classnamely data transmission and reception services via telecommunication means
Class 42
Scientific and technological servicesresearch and design in the field of design and development of computer hardware and softwarenamely software development of programmes for the handling of accounting systems and payment flows on the Internet; technical developmentprogrammingsoftware development and software maintenance for the developmentimplementationoperation and further development of payment and micro-accounting systems to enable the provisioning and use of services on the Internetas well as via mobile and fixed-network phones; technical consultation services in the fields of computer programmingfinancial computer networkssoftware for data processingsecure communications in the nature of data securitytechnical support and consultation services for managing computer systemsdatabases and applications; graphic design for the compilation of web pages on the Internet; the designingcreation and hosting of payment websites for others; verifications and informationin particular identityaddresse-mail and telephone number verification in the nature of electronic monitoring of personally identifying information to detect identity theft via the internet; providing onlinenon-downloadable software featuring an automated know your customer (KYC) and verification system for transferring electronic money