DREAMPASS

Classe 9

Downloadable software, for desktop computers and mobile devices, used for electronic money issuance, for interfacing to services enabling cash to be placed in a payment account and operations relating to payment accounts, for interfacing to services enabling cash withdrawals from a payment account, for enabling transactions involving direct debits, for enabling payments executed through a payment card, for enabling credit transfers, and for enabling payment instruments and acquiring payment transactions; downloadable software, for desktop computers and mobile devices, used for currency conversion and exchange; downloadable software, for desktop computers and mobile devices, used for, money transfers from one customer's account to another customer's account, money transfers between accounts belonging to the same customer, bill payments and bank wires

Classe 36

Setup and maintenance of multi-currency payment accounts, namely, electronic money issuance, services enabling cash to be placed in a payment account and operations relating to payment accounts, services enabling cash withdrawals from a payment account, processing transactions involving direct debits, processing payments executed through a payment card, processing credit transfers, issuing payment instruments and acquiring payment transactions; currency conversion and exchange; credit card processing of incoming and outgoing payments in multiple currencies; payment processing in multiple currencies with fraud detection; bulk payment processing for currency exchanges; remittance services to businesses and consumers, namely, money transfers from one customer's account to another customer's account, money transfers between accounts belonging to the same customer and processing of bill payments and bank wires