Classe 9
Blank electronic chip cards; downloadable and recorded computer e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable and recorded computer software for providing an on-line database in the field of transaction processing to upload transactional dataprovide statistical analysisproduce notifications and reports; downloadable and recorded computer softwareelectronic financial platform software for performing multiple types of payment and debt transactions in an integrated mobile phonePDAweb based environment; downloadable software in the nature of a mobile application for managing credit card accounts and performing contactless credit card transactions; downloadable mobile applications for managing credit card accounts and performing contactless credit card transactions; encoded electronic chip cards containing programming used for authentication in financial transactions; electronic data carriers in the form of magnetically encoded chargecredit and debit cards; magnetically encoded debit cards; magnetically encoded smart cardsencoded electronic chip credit cards containing programming used to store and protect cardholder data; gift cards and stored value prepaid cards with magnetic coding or electronic coding; electronically coded cardsmagnetically encoded debit cardscredit cardsstored value prepaid cards; downloadable and recorded computer software for facilitating and administering paymentbankingcredit carddebit cardpayment cardelectronic payment transactionsfor electronic processing and transmission of bill payment datafor transaction authenticationroutingauthorizationfraud detection and controlfor encryption of financial transactions; downloadable and recorded computer software for use as a digital wallet that stores customer account information; downloadable and recorded computer software to enable smart cardsmobile phones and mobile devices to interact with terminals and card readers; downloadable and recorded computer software for transmittingdisplaying and storing transactionsidentifications and financial information for use in the financial servicesbanking and telecommunications industries; downloadable software application for use in connection with contactless payment terminals
Classe 35
Financial records management; arranging and conducting incentive reward programs to promote the sale of goods and services of others in connection with the use of debit cardscredit cardsstored value prepaid cards; promoting the sale and usage of credit card accountsdebit card accountssmart card accounts and other payment access devices through the administration of an incentive award program to retail merchants; promoting the goods and services of others by means of discountsincentives and statement credits generated in connection with the use of credit cards; promoting the use of credit cards through marketing offers and cardholder incentives; administration of a consumer loyalty program to promote restaurant services and retail services of others; analyzing and compiling business data to provide insights on customers' preferences; business analysis of financial transaction data; marketing servicescreation of custom analytical modeling and data to provide insights on customers' preferences that predict behavior; business data analysis services in the field of marketing and technology; updating and maintenance of data in computer databases; promoting and marketing the goods and services of others by distributing advertising materialcoupons and discount offers via text messagesemailmobile application notificationssocial media; consumer research which provides insights on customers' shopping preferences; marketing servicesconducting consumer tracking behavior research and consumer trend analysis to provide insights on customers' shopping preferences; business adviceinquiriesinformation for solution providers who provide products and services that are used by issuers and acquirers on a global network; maintaining a registry of recommended third parties whose products and services meet network requirements; business marketing services; business to business direct marketing services; promoting the sale of goods and services of others via promotional contests generated in connection with the use of payment cards; promoting the special events of others; data processing in the field of banking; preparing of business reports; tracking of sales volumes for others; promoting payment card usagepromoting the sale of credit card accounts through the administration of incentive award program available through program registration and electronic communications by e mail or text messages; business information services in the field of data analyticsdata selectiondata arrangementdata processingdata presentationdata cleansing and data distribution in the fields of marketing demographics and consumer purchasing behaviors relating to banking and financial services; promoting activation and usage of payment cards for financial institutions through discountadministration of incentive award programs; promoting public awareness of benefits and perks generated in connection with the use of payment cardsthrough advertising designed to motivate cardholders to pursue interests and opportunities in the fields of travelentertainmentfine wine and foodsports; marketing consultation in the field of financial servicesinformation services and marketing services; market research; conducting marketing studies; business information servicesanalyzing consumer purchase and bill payment information for consumer purchase behavior analysisrisk analyticsmarketing and economic forecasting; providing electronic bill presentment services; business networkingbusiness intermediary services relating to the matching of government agenciesacademicsnon- profit organizations and related businesses to each other; advertising services for others through means of wireless networksmobile telecommunications devices or global computer networks; preparation of statements of financial accounts; marketing servicesconducting consumer tracking behavior research and consumer trend analysis; market research services; business information services featuring consumer trackinganalyzingforecasting and reporting of cardholder purchasing behavior; advertising services for others through means of wireless networksmobile telecommunications devices or global computer networks; promoting the sale of goods and services of others through the issuance of rewards for credit card use; credit card registration services; stored value prepaid card registration services; debit card registration services; bill presentment services; promotion of goods and services through sponsorship of special events; settlement of commercial transactions for third parties
Classe 36
Financial transaction verification servicescredit card and debit card verification; credit card financial transaction authentication servicesverifying that the account holder is conducting the transaction as a feature of credit card and debit card transaction processing services; merchant banking servicesbundling of services of others to facilitate small business obtaining a merchant account at the same timepackaging of business credit and debit card offerings of others with merchant accounts of others to facilitate small business acceptance of payment cards; managing and analysis of financial accounts via a global computer networkfinancial administration of credit and debit card accounts and financial analysis services; financial servicesissuance of credit cards and debit cards; bill payment services; payment card servicescreditdebitcash card payment processing services; banking services; student loan services; Online banking; home equity loan services; arranging of loans; consumer lending services; financing and loan services; checking account services; financial transaction authorization services; providing financial information; providing financial informationproviding financial data information and financial reporting on credit and debit card usage; credit management servicescredit consultationcredit scoring servicescredit risk management; dissemination of financial information via a global computer network; offering cash rewards for use of bankingcredit carddebit card services as part of a customer loyalty program; providing cash and other rebates for credit card use as part of a customer loyalty program; providing personal loans and lines of credit; individual retirement account services; gift card transaction processing services; electronic remote check deposit services; fraud reimbursement services in the field of credit card purchases; financing vehicle loans; money transfer; online banking services accessible by means of downloadable mobile applications; payment and funds verification services; Providing a website featuring personal financial information and financial advice; providing an internet website portal in the field of financial transaction and payment processing services; business credit reporting services; business credit verification services; charitable foundation servicesproviding financial assistance for programs and services of others; charitable fundraising services; check acceptance services; check recovery services; commercial lending service; credit consultation; debt management services; electronic check acceptance; electronic commerce payment servicesestablishing funded accounts used to purchase goods and services on the internet; electronic payment services involving electronic processing and subsequent transmission of bill payment data; evaluation of credit worthiness of individuals and businesses; investment fund transfer and transaction services; money lending; administration of transactions involving funds drawn from securitiesstocksfundsequitiesbondscashother types of financial investments in retirement plans using a credit or debit card over a global data network; funding online cash accounts from prepaid cash cardsbank accounts and credit card accounts; merchant banking services; processing of signature debit electronic transactions; providing an interactive website featuring advice and information in the field of collegiate scholarships; providing on-line financial calculators; providing student loan information; real estate financing services; proprietary credit card servicesissuance of credit cardscredit card factoring servicescredit card verification services; credit card authentication servicesverifying that the account holder is conducting the transaction as a feature of credit card transaction processing services; stored value prepaid purchase card services offered through cards with stored valueissuance and processing of stored value prepaid cards; point of sale and point of transaction servicesprocessing of point of sale and point of transaction payments by creditdebitstored value prepaid cards; electronic funds transfer services; providing financial informationproviding financial information regarding credit and debit card data and reports; cash incentives programoffering cash rewards and other rebates for credit card users for use of credit card services as part of a customer loyalty program; mortgage lending services; advisory services regarding all the foregoing services; providing alerts as to any activity and changes of consumer financial transactionsonline banking services featuring electronic alerts that alert credit carddebit cardprepaid card users of any banking activity and charges of consumer financial transactions
Classe 38
TELECOMMUNICATION SERVICESPROVIDING ELECTRONIC MESSAGE ALERTS VIA THE INTERNET NOTIFYING INDIVIDUALS OF ANY ACTIVITY AND CHANGES OF CONSUMER FINANCIAL TRANSACTIONS; TELECOMMUNICATION SERVICESPROVIDING ELECTRONIC MESSAGE ALERTS VIA THE INTERNET TO INDIVIDUALS FOR UNAUTHORIZED USE OF SOCIAL SECURITY NUMBERS TO FACILITATE THE DETECTION AND PREVENTION OF IDENTITY THEFT AND FRAUD
Classe 41
EDUCATIONAL SERVICESCONDUCTING CLASSESSEMINARSCONFERENCESWORKSHOPS IN THE FIELD OF BANKINGFINANCECREDIT CARD TRANSACTIONS; EDUCATIONAL SERVICESCONDUCTING CLASSESSEMINARSCONFERENCESWORKSHOPS IN THE FIELD OF BANKINGFINANCECREDIT CARD TRANSACTIONSPRINTABLE MATERIALS DISTRIBUTED THEREWITH; PROVIDING INFORMATION IN THE FIELD OF FINANCIAL EDUCATION
Classe 42
FRAUD AND IDENTITY THEFT PROTECTION SERVICESELECTRONIC MONITORING OF CREDIT CARDDEBIT CARDPREPAID CARD ACTIVITY TO DETECT FRAUD VIA THE INTERNET; ELECTRONIC MONITORING OF PERSONALLY IDENTIFYING INFORMATION TO DETECT IDENTITY THEFT VIA THE INTERNET; COMPUTERIZED FRAUD DETECTION SERVICESELECTRONIC MONITORING OF CREDIT CARDDEBIT CARDPREPAID CARD ACTIVITY IN THE FIELD OF FINANCEBANKINGCREDITDEBIT AND PAYMENT CARDS TO DETECT FRAUD VIA THE INTERNET; COMPUTERIZED SECURITY SERVICESELECTRONICALLY MONITORINGDETECTING AND REPORTING ON PERSONALLY IDENTIFYING INFORMATION OF CUSTOMERS TO DETECT SUSPICIOUS AND ABNORMAL PATTERNS REGARDING POINT OF SALE ACTIVITY INDICATING THEFTFRAUDOTHER CRIMINAL ACTIVITY RELATED TO SUCH PERSONALLY IDENTIFYING INFORMATION; ELECTRONIC MONITORING OF MONETARY CHARITABLE DONATIONS TO DETECT FRAUD VIA THE INTERNET; COMPUTERIZED MONITORINGSPECIFICALLYELECTRONIC MONITORING OF MONETARY CHARITABLE DONATIONS TO DETECT FRAUD VIA THE INTERNET; ELECTRONIC MONITORING OF PERSONALLY IDENTIFYING INFORMATION CONTAINED WITHIN CREDIT REPORTSTHE INTERNETPUBLIC RECORDS TO FACILITATE THE DETECTION AND PREVENTION OF IDENTITY THEFT AND FRAUD; PROVIDING COMPUTERIZED FRAUD DETECTION SERVICESELECTRONIC MONITORING FOR ELECTRONIC FUNDS TRANSFERCREDIT AND DEBIT CARD AND ELECTRONIC CHECK TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; PROVIDING COMPUTERIZED USER AUTHENTICATION SERVICES USING BIOMETRIC HARDWARE AND SOFTWARE TECHNOLOGY FOR E-COMMERCE TRANSACTIONSELECTRONIC FUNDS TRANSFERCREDIT AND DEBIT CARD AND ELECTRONIC CHECK TRANSACTIONS; PROVIDING COMPUTERIZED USER AUTHENTICATION SERVICES USING BIOMETRIC HARDWARE AND SOFTWARE TECHNOLOGY FOR E-COMMERCE TRANSACTIONS TO REDUCE FRAUD IN PAYMENT CARD TRANSACTIONS; COMPUTERIZED BIOMETRIC AUTHENTICATION SERVICES RELATING TO SECURE PAYMENT SERVICESPROVIDING COMPUTERIZED USER AUTHENTICATION SERVICES USING BIOMETRIC HARDWARE AND SOFTWARE TECHNOLOGY FOR CREDIT CARDDEBIT CARDSTORED VALUE PREPAID CARD TRANSACTIONS; PROVIDING COMPUTERIZED USER AUTHENTICATION SERVICES OF PERSONAL INFORMATION AND DATA OF INDIVIDUALS USING BIOMETRIC AUTHENTICATION HARDWARE AND SOFTWARE TECHNOLOGY FOR CREDIT CARDDEBIT CARDSTORED VALUE PREPAID CARD ELECTRONIC PAYMENTS AND TRANSACTIONS; COMPUTERIZED FRAUD DETECTION AND EVALUATION SERVICESELECTRONIC MONITORING OF CREDIT CARD ACTIVITY TO DETECT FRAUD VIA THE INTERNET UTILIZING INFORMATION OBTAINED BY FINANCIAL INSTITUTIONS THAT FEATURES DATA FROM PAYMENT CARD TRANSACTIONSFOR PURPOSES OF DETECTING FRAUDULENT USES; PROVIDING SERVICES TO INDIVIDUALS AND FINANCIAL INSTITUTIONS TO ADDRESS COMPUTERIZED IDENTITY RESTORATION AND SECURITY AFTER IDENTITY THEFT OR FRAUDELECTRONIC MONITORING OF CREDIT CARD ACTIVITY TO DETECT FINANCIAL FRAUD; PROVIDING A SECURED-ACCESSMEMBERS ONLY ONLINE USER-INTERFACE WEBSITE FEATURING TECHNOLOGY THAT GIVES MEMBERS THE ABILITY TO RETRIEVE AND ANALYZE FINANCIAL DATA AND REPORTS BASED ON PAYMENT CARDHOLDER TRANSACTION DATA
Classe 45
FINANCIAL SCREENINGVERIFICATION AND REGULATORY SERVICESREGULATORY COMPLIANCE CONSULTING IN THE FIELD OF FINANCE