Classe 9
chip cards; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software for providing an on-line database in the field of transaction processing to upload transactional dataprovide statistical analysisproduce notifications and reports; computer softwareelectronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phonepdaweb based environment; downloadable software in the nature of a mobile application for managing credit card accounts and performing contactless credit card transactions; downloadable mobile applications for managing credit card accounts and performing contactless credit card transactions; encoded electronic chip cards containing programming used for authentication in financial transactions; electronic data carriers in the form of magnetically encoded chargecredit and debit cards; magnetically encoded debit cards; magnetically encoded credit cards; electronically coded credit cardsmagnetically encoded credit cards; electronically coded debit cardsmagnetically encoded debit cards; magnetically encoded smart cardsencoded electronic chip credit cards containing programming used to store and protect cardholder data; gift cards and prepaid cards with magnetic coding or electronically coding; computer software for transmittingdisplaying and storing transactionidentification and financial information for use in the financial services and banking industries; magnetically coded cards; electronically coded cardsmagnetically encoded debit cardscredit cardsstored value prepaid cards; computer software for facilitating and administering paymentbankingcredit carddebit cardpayment cardelectronic paymentselectronic processing and transmission of bill payment datatransaction authenticationroutingauthorizationfraud detection and controlencryption services; computer software for a digital wallet that stores customer account information; computer software to enable smart cardsmobile phones and mobile devices to interact with terminals and card readers; computer software for transmittingdisplaying and storing transactionsidentifications and financial information for use in the financial servicesbanking and telecommunications industries; computer software for facilitating payment transactions by electronic means over wireless networksglobal computer networks and/or mobile telecommunications devices; downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions
Classe 35
financial records management; arranging and conducting incentive reward programs to promote the sale of goods and services of others in connection with the use of debit cardscredit cardsstored value prepaid cards; conducting a credit card and debit card customer incentive program; promoting the sale and usage of credit card accountsdebit card accountssmart card accounts and other payment access devices through the administration of an incentive award program to retail merchants; promoting the goods and services of others by means of discountsincentives and statement credits generated in connection with the use of credit cards; promoting the use of credit cards through marketing offers and cardholder incentives; administration of a consumer loyalty program to promote restaurant services and retail services of others; business administration of consumer loyalty programs; analyzing and compiling business data to provide insights on customers' preferences; business analysis of financial transaction data; marketing servicescreation of custom analytical modeling and data sciences to provide insights on customers' preferences that predict behavior; business data analysis services in the field of marketing and technology; updating and maintenance of data in computer databases; promoting the use of credit and charge cards through the offering of special offers and promotions of others to card members; promoting and marketing the goods and services of others by distributing advertising materialcoupons and discount offers via text messages; consumer research which provides insights on customers' shopping preferences; marketing servicesconducting consumer tracking behavior research and consumer trend analysis to provide insights on customers' shopping preferences; business adviceinquiriesinformation program for solution providers who provide products and services that are used by issuers and acquirers on a global network; maintaining a registry of recommended third parties whose products and services meet network requirements; business marketing services; business to business direct marketing services; promotional contests for promoting the sale of goods and services of others generated in connection with the use of payment cards; promoting sports competitions and events of others; data processing in the field of banking; preparing of business reports; tracking of sales volumes for others; promoting payment card usagepromoting the sale of credit card accounts through the administration of incentive award program available through program registration and electronic communications by e-mail or text messages; business information services in the field of data analyticsdata selectiondata arrangementdata processingdata presentationdata cleansing and data distribution in the fields of marketing demographics and consumer purchasing behaviors relating to banking and financial services; promoting activation and usage of payment cards for financial institutions through discountadministration of incentive award programs; promoting activation and usage of payment cards for financial institutions; promoting public awareness of benefits and perks generated in connection with the use of payment cardsthrough advertising designed to motivate cardholders to pursue interests and opportunities in the fields of travelentertainmentfine wine and foodsports; marketing consultation in the field of financial servicesinformation services and marketing services; market research; conducting marketing studies; information servicesanalyzing consumer purchase and bill payment information for consumer purchase behavior analysisrisk analyticsmarketing and economic forecasting; providing electronic bill presentment services; business networkingbusiness intermediary services relating to the matching of government agenciesacademicsnon-profit organizations and related businesses to each other; On-line professional networking servicesfacilitation of connections among governmentsacademicsnon-profit organizations and business to each other; advertising services for others through means of wireless networksmobile telecommunications devices or global computer networks; preparation of statements of financial accounts; marketing servicesconducting consumer tracking behavior research and consumer trend analysis; business management and advisory services; marketing consulting services; market research services; business information services featuring consumer trackinganalyzingforecasting and reporting of cardholder purchasing behavior; promoting the sale of the goods and services of others by means of incentive rewards programs generated in connection with the use of creditdebit and payment cards via wireless networksmobile telecommunications devices or global computer networks; promoting the sale of the goods and services of others by means of incentive rewards programs generated in connection with the use of creditdebit and payment cards to promote access to couponsvouchersvoucher codes and rebates at retailers; advertising services for others through means of wireless networksmobile telecommunications devices or global computer networks; administration of a customer loyalty program to promote the purchase of the goods and services of others which provides rewards for credit card use; promoting the sale of goods and services of others through the issuance of rewards for credit card use; credit card registration services; stored value prepaid card registration services; debit card registration services; bill presentment services
Classe 36
financial transaction authentication and verification servicescredit card and debit card authentication and verification; merchant banking servicesbundling of services of others to facilitate small business obtaining a merchant account at the same timepackaging of business credit and debit card offerings of others with merchant accounts of others to facilitate small business acceptance of payment cards; managing and analysis of financial accounts via a global computer networkfinancial administration of credit and debit card accounts and financial analysis services; financial servicesissuance of credit cards and debit cards; bill payment services; payment card servicescreditdebitcash card payment processing services; banking services; providing student loans; student loan services; online banking; home equity loan services; arranging of loans; consumer lending services; financing and loan services; checking account services; savings account services; certificate of deposit services; providing a payment networkproviding electronic processing of credit carddebit card and stored value prepaid card transactions and electronic payments and transfer of funds via a global computer payment network; providing a debit card payment networkproviding electronic processing of credit carddebit card and stored value prepaid card transactions and electronic payments and transfer of funds via a global computer payment network; credit card servicesissuing of credit cards and processing of credit card payments and transactions; credit card verification servicescredit card authentication services and credit card factoring services and cash and rebate services for credit card use as part of a customer loyalty program; prepaid card services offered through cards with stored valueissuing of prepaid cards with stored value and processing of stored value prepaid card payments and transactionsprepaid card verification servicesstored value prepaid card authorization servicesprepaid card authentication services; stored value prepaid card factoring services and cash and rebate services for stored value prepaid card use; debit card servicesissuing of debit cards and processing of debit card payments and transactionsdebit card verification servicesdebit card authentication services; debit card factoring servicescash and rebate services for debit card use as part of a customer loyalty program; cash disbursement through use of automatic teller machines (atm) and cash replacement services rendered by credit card; point of sale and point of transaction serviceselectronic cashcredit carddebit card transactions; facilitating person-to-person electronic means via a global computer networkcredit carddebit cardstored value prepaid card payment processing services through electronic means via a global computer network; credit risk management services; consumer lending services; administration of savings accounts; atm banking services; charge card and credit card payment processing services; check processing; consumer clearing and reconciling financial transactions via a global computer network; debt collection services; credit and cash card payment processing services; credit card authorization services; credit recovery and collection; debt recovery services; debt settlement services; electronic banking via a global computer network; internet banking; electronic loan origination services; electronic loan preparation services; electronic transfer of money; electronic transfer of funds; evaluation of credit bureau data; financial analysis; loyalty program payment processing services; online banking; processing of contactless credit and debit card payments; processing of credit card payments; processing of debit card payments; providing a website featuring college information in the nature of financial aid and financing information for college students; providing a website providing financial information; providing electronic processing of electronic funds transferachcredit carddebit card and electronic check and electronic payments; cash disbursement and cash replacement services rendered by credit card; electronic cash transactions; check verification services; check cashing services; offering cash rewards for use of banking services as part of a customer loyalty program; transaction authorization and settlement services; electronic funds transfer; providing financial information; providing financial informationproviding financial data information and financial reporting on credit and debit card usage; credit management servicescredit consultationcredit scoring servicescredit risk management; dissemination of financial information via a global computer network; offering cash rewards for use of bankingcredit carddebit card services as part of a customer loyalty program; cash incentive programs for credit card userscash and other rebates for credit card use as part of a customer loyalty program; providing cash and other rebates for credit card use as part of a customer loyalty program; providing personal loans and lines of credit; individual retirement account services; gift card transaction processing services; electronic remote check deposit services; fraud reimbursement services in the field of credit card purchases; vehicle loans; money transfer; online banking services accessible by means of downloadable mobile applications; payment and funds verification services; providing a website featuring personal financial information and financial advice; providing an internet website portal in the field of financial transaction and payment processing services; providing equity lines of credit; business credit reporting services; business credit verification services; charitable foundation servicesproviding financial assistance for programs and services of others; charitable fundraising services; check acceptance services; check recovery services; college consulting servicesassisting students in applying for scholarships and financial aid; commercial lending service; credit consultation; credit counseling services; debit account services featuring computer readable debit card; debt management services; electronic check acceptance; electronic commerce payment servicesestablishing funded accounts used to purchase goods and services on the internet; electronic payment services involving electronic processing and subsequent transmission of bill payment data; evaluation of credit worthiness of individuals and businesses; facilitating and arranging for the financing of loans; investment fund transfer and transaction services; money lending; providing on-line stored value accounts in an electronic environment; administration of transactions involving funds drawn from securitiesstocksfundsequitiesbondscashother types of financial investments in retirement plans using a credit or debit card over a global data network; funding online cash accounts from prepaid cash cardsbank accounts and credit card accounts; merchant banking services; processing of signature debit electronic transactions; providing an interactive website featuring advice and information in the field of collegiate scholarships; providing home equity lines of credit; providing on-line financial calculators; providing student loan information; real estate financing services; proprietary credit card servicesissuance of credit cardscredit card factoring servicescredit card verification and authentication services; stored value prepaid purchase card services offered through cards with stored valueissuance and processing of prepaid cards; electronic credit and debit card transaction processing service; point of sale and point of transaction servicesprocessing of point of sale and point of transaction payments; electronic payment processing services related to electronic payments made through creditdebitprepaid cards; providing home equity lines of credit; credit card and payment transaction authentication and verification services; bill payment services; facilitating credit carddebit cardstored value prepaid card payment services through electronic means via a global computer network; electronic funds transfer services; providing financial informationproviding financial information regarding credit and debit card data and reports; providing personal loans; cash incentives programoffering cash rewards and other rebates for credit card users for use of credit card services as part of a customer loyalty program; mortgage lending services; advisory services regarding all the forgoing services; insurance carrier servicesproviding travelvehicle and rental accident insurance for others; providing alerts as to any activity and changes of consumer financial transactionsonline banking services featuring electronic alerts that alert credit carddebit cardprepaid card users of any activity and changes of consumer financial transactions
Classe 38
telecommunication servicesproviding electronic message alerts via the internet notifying individuals of any activity and changes of consumer financial transactions; telecommunication servicesproviding electronic message alerts via the internet to individuals for unauthorized use of social security numbers to facilitate the detection and prevention of identity theft and fraud
Classe 41
educational servicesconducting classesseminarsconferencesworkshops in the field of bankingfinancecredit card transactions; Educational servicesconducting classesseminarsconferencesworkshops in the field of bankingfinancecredit card transactionsprintable materials distributed therewith; providing information in the field of financial education
Classe 42
fraud and identity theft protection serviceselectronic monitoring of credit carddebit cardprepaid card activity to detect fraud via the internet; electronic monitoring of personally identifying information to detect identity theft via the internet; computerized fraud detection serviceselectronic monitoring of credit carddebit cardprepaid card activity in the field of financebankingcreditdebit and payment cards to detect fraud via the internet; computerized security serviceselectronically monitoringdetecting and reporting on personally identifying information of customers to detect suspicious and abnormal patterns regarding point of sale activity indicating theftfraudother criminal activity related to such personally identifying information; electronic monitoring of monetary charitable donations to detect fraud via the internet; computerized monitoringspecificallyelectronic monitoring of monetary charitable donations to detect fraud via the internet; electronic monitoring of personally identifying information contained within credit reportsthe internetpublic records to facilitate the detection and prevention of identity theft and fraud; providing computerized fraud detection serviceselectronic monitoring for electronic funds transfercredit and debit card and electronic check transactions via a global computer network; providing computerized user authentication services using biometric hardware and software technology for e-commerce transactionselectronic funds transfercredit and debit card and electronic check transactions; providing computerized user authentication services using biometric hardware and software technology for e-commerce transactions to reduce fraud in payment card transactions; computerized biometric authentication services relating to secure payment servicesproviding computerized user authentication services using biometric hardware and software technology for credit carddebit cardstored value prepaid card transactions; Providing computerized user authentication services of personal information and data of individuals using biometric authentication hardware and software technology for credit carddebit cardstored value prepaid card electronic payments and transactions; computerized fraud detection and evaluation serviceselectronic monitoring of credit card activity to detect fraud via the internet utilizing information obtained by financial institutions that features data from payment card transactionsfor purposes of detecting fraudulent uses; providing services to individuals and financial institutions to address computerized identity restoration and security after identity theft or fraudelectronic monitoring of credit card activity to detect financial fraud; Providing a secured-accessmembers only online user-interface website featuring technology that gives members the ability to retrieve and analyze financial data and reports based on payment cardholder transaction data
Classe 45
financial screeningverification and regulatory servicesregulatory compliance consulting in the field of finance