Classe 9
automated teller machines (atm); card readers for credit cards; card readers for magnetically encoded cards; card reading equipment; check stands for retail stores in the nature of electronic checkout stations for point of sale; chip card readers; chip cards; computer software for facilitating and administering paymentbankingcredit carddebit cardpayment cardelectronic paymentselectronic processing andtransaction authenticationauthorizationfraud detection and control; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software for providing an on-line database in the field of transaction processing to upload transactional dataprovide statistical analysisproduce notifications and reports; computer softwareelectronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phonepdaweb based environment; downloadable software for processing smart card payments for both contact and contactless interfaces; downloadable software in the nature of a mobile application for managing credit card accounts and performing contactless credit card transactions; electronic and magnetic id cards for use in connection with payment for services; electronic card readers; electronic computerized credit card imprinters; electronic database in the field of financial services recorded on computer media; electronic payment terminal; electronic personal identification number (pin) pads; encoded electronic chip cards containing programming used for authentication in financial transactions; magnetic coded card readers; magnetically encoded debit cards; magnetically encoded credit cards; electronically coded credit cards; electronically coded debit cards; credit cards featuring encoded electronic chip cards containing programming used to store and protect cardholder data; gift cards and prepaid cards with magnetic coding; computer software for transmittingdisplaying and storing transactionidentification and financial information and financial information for use in the financial services and banking industries; magnetically encoded charge cardsdebit cards and credit cards ; magnetically encoded gift cards and prepaid cards for making payments and accessing cash at an automated teller machine (atm)payroll cardscorporate disbursement cards in the nature of loyaltyawardpromotional incentive cards and money transfer cards and magnetic coded cards for use in financial transactions; electronically coded cardselectronically encoded credit cards; microchip cards; multi-functional computer terminals with payment function; multi-functional electronic payment terminals; point-of-sale terminals; point-of-sale terminals for making contactless payments; radio frequency transponder encrypted with information for use with contactless payment; card readers for credit cards and debit cards; readers for contactless payment devices; wireless devicesmobile phones; magnetic coded cards; magnetic electronically coded cards and computer softwareboth of the foregoing for transmittingdisplaying and storing transactionidentification and financial information for use in the financial servicesbanking and telecommunication industries; computer software for facilitating and administering paymentbankingcredit carddebit cardpayment cardelectronic paymentselectronic processing and transmission of bill payment datatransaction authenticationroutingauthorizationfraud detection and controlencryption services; computer software for a digital wallet that stores customer account information; computer software to enable smart cardsmobile phones and mobile devices to interact with terminals and card readers; computer software for transmittingdisplaying and storing transactionsidentifications and financial information for use in the financial servicesbanking and telecommunications industries; downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions
Classe 35
conducting a credit card and debit card customer incentive program; promoting the sale and usage of credit card accountsdebit card accountssmart card accounts and other payment access devices through the administration of an incentive award program to retail merchants; promoting the goods and services of others by means of discountsincentives and statement credits generated in connection with the use of credit cards; promoting the use of credit cards through marketing offers and cardholder incentives; promoting the sale of goods and services of others by awarding purchase points for credit card use; promoting the sale of credit card accounts through the administration of incentive award programs; analyzing and compiling business data to provide insights on customers' preferences; business analysis of financial transaction data; marketing servicescreation of custom analytical modeling and data sciences to provide insights on customers' preferences that predict behavior; business data analysis services in the field of marketing and technologyincluding utilizing softwareoperationsjoint products and experiences with partners; promoting the use of credit and charge cards through the offering of special offers and promotions of others to card members; consumer research which provides insights on customers' shopping preferences; marketing servicesconducting consumer tracking behavior research and consumer trend analysis to provide insights on customers' shopping preferences; business adviceinquiriesinformation program for solution providers who provide products and services that are used by issuers and acquirers on a global network; maintaining a registry of recommended third parties whose products and services meet network requirements; business marketing services; business to business direct marketing services; business monitoring and consulting servicestracking web sites and applications of others to provide strategyinsightmarketingsalesoperationproduct designparticularly specializing in the use of analytic and statistic models for the understanding and predicting of consumersbusinessesmarket trends and actions; promotional contests for promoting the sale of goods and services of others generated in connection with the use of payment cards; promoting the sale of goods and services of others through the distribution of printed materials and promotional contests; tracking of sales volumes for others; financial records management; promoting payment card usagepromoting the sale of credit card accounts through the administration of incentive award programs available through promotional incentives available through program registration and electronic communications by e-mail or text messages; business information services in the field of data analyticsdata selectiondata arrangementdata processingdata presentationdata cleansing and data distribution in the fields of marketing demographics and consumer purchasing behaviors relating to banking and financial services; marketing consultation in the field of financial servicesinformation services and marketing services; market research; conducting marketing studies; marketing information servicesanalyzing consumer purchase and bill payment information for consumer purchase behavior analysisrisk analyticsmarketing and forecasting; advertising services for others through means of wireless networksmobile telecommunications devices or global computer networks; preparation of statements of financial accounts; promoting the sale of the goods and services of others through the distribution of printed materialsonline promotional offers and promotional contests; association servicespromoting the interests of bankscredit unionsother regulated financial institutions; bill presentment services; credit card registration services; stored value prepaid card registration services; debit card registration services
Classe 36
credit card servicesissuing of credit cards and processing of credit card payments and transactionscredit card verification servicescredit card authorization servicescredit card factoring servicescash and rebate services for credit card use as part of a customer loyalty program; prepaid card services offered through cards with stored valueissuing of stored value prepaid cards and processing of stored value prepaid card payments and transactionsstored value prepaid card verification servicesstored value prepaid card authorization servicesstored value prepaid card factoring servicescash and rebate services for stored value prepaid card use; debit card servicesissuing of debit cards and processing of debit card payments and transactionsdebit card verification servicesdebit card authorization servicesdebit card factoring servicescash and rebate services for debit card use; atm banking servicescash disbursement through use of automatic teller machines (atm) and cash replacement services rendered by credit card; point of sale and point of transaction servicesprocessing of electronic cashcredit carddebit card transactions; facilitating person-to-person payment services through electronic means via a global computer network; credit risk management services; electronic cash transactions; check verification services; check cashing services; point of sale and point of transaction services ; transaction authorization and settlement services; electronic payment processing services; credit card and payment transaction authentication and verification services; banking services; facilitating payment services through electronic means via a global computer network; electronic funds transfer; providing financial informationcredit and debit card data and reports; electronic funds transfer services; credit management services; dissemination of financial information via a global computer network; advisory services regarding all of the foregoing services; charge card and credit payment processing services; consumer clearing and reconciling financial transactions via a global computer network; electronic transfer of money; electronic transfer of funds; merchant banking servicesbundling of services of others to facilitate small business obtaining a merchant account at the same timepackaging of business credit and debit card offerings of others with merchant accounts of others to facilitate small business acceptance of payment cards; financial transaction authentication and verification servicespayment and funds verification services ; providing financial and banking information regarding secured transaction information for the managementtrackingmonitoring and reporting of payment card usage and corporate expense accounts; online banking services featuring electronic alerts that alert credit carddebit cardprepaid card users of any activity and changes of consumer financial transactions
Classe 42
Providing a secured-accessmembers only online user-interface website featuring technology that gives members the ability to retrieve and analyze financial data and reports based on payment cardholder transaction datafor customizing and creating reports and analyses based on such datafor business or commercial purposes; computerized fraud detection services in the field of financebankingcreditdebit and payment cardselectronic monitoring of credit and debit card activity to detect fraud via the internet; providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraudelectronic monitoring of credit card activity to detect financial fraud via the internet; computerized security serviceselectronically monitoringdetecting and reporting on suspicious and abnormal patterns of point of sale activity indicating identity theft and fraud; computer security services for protecting data and information from unauthorized accesselectronic monitoring of monetary charitable donations for fraud prevention purposes; computer security services for protecting data and information from unauthorized accesselectronic monitoring of monetary charitable donations for fraud prevention purposes; fraud and identity theft protection services via the internetelectronic monitoring of credit reports and public records to facilitate the detection and prevention of identity theft and fraud; providing fraud detection services in the nature of electronic monitoring of the internet for electronic funds transfer and credit and debit card and electronic check transactions using single sign-on technology and biometric hardware and software technology for e-commerce transactions; computerized biometric user authentication servicesproviding user authentication services in e-commerce transactionsspecifically of electronic funds transfercredit and debit cardstored value prepaid cardselectronic check transactions; computerized authentication of identity to reduce fraud in payment card transactionsproviding user authentication services using single sign-on technology and biometric hardware and software technology for e-commerce transactions; authentication of user information and datarelating in particular to biometric authentication of individuals during the process of electronic payments and transactions; computerized fraud detection and evaluation servicesfeaturing the provision of information to financial institutions to access data from payment card transactions for the purpose of detecting fraudulent uses; providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraudelectronic monitoring of credit card activitypersonally identifying information to detect fraud via the internet; computerized biometric authentication services relating to secure payment servicesproviding user authentication services using single sign-on technologybiometric hardware and software technology for e-commerce transactions
Classe 45
financial screeningverification and regulatory servicesregulatory compliance consulting in the field of finance