Classe 35
Commercial information agency services for businesses in the areas of real estateproperty valuationspre-employment screeningenergy utilizationmotor vehicle reportsconsumer marketingcredit informationrisk assessmentidentity verificationcollections and debt recoveryregulatory compliancelifehealthproperty and casualty insurance; marketing servicesmarket researchmarket data analysisconsulting services in the area of marketing programsconducting and analyzing survey researchproviding mailing lists for advertising or business purposesdirect mail advertising servicesproviding demographicsocioeconomic and financial information for target marketing purposes; data processing services in the field of account billingmonitoring and collecting; conducting business investigations on individuals and firms concerning creditcharacter and finances in connection with insurancecreditemployment and claims reporting services; providing business information via a database; providing information about employment and demographic data for business purposes; employee relations business management services for the businesses of othersemployment verification services; business management consulting services for the management and processing of unemployment claimscosts and taxes; commercial information servicesproviding information about the personal identification datanamelocationageemployment of individual consumersvia a computer database; business consultancy and advisory services relating to managing customer relationships; commercial information agency services for businessescompiling consumer demographiclifestyle and/or behavioral data; providing credit application processing services to businesses; providing point of sale consumer information and consumer identification information for business purposes; business management servicesaccounts receivable billing
Classe 36
Consulting services in the field of lifehealthproperty and casualty insurance; credit inquiry and consulting services; credit information servicesproviding credit information relating to consumer or commercial applicants for creditmortgage loansutility services and employmentfraud prevention; credit evaluationdecisioninganalysis; credit inquiry and consulting services; real estate appraisal services; information servicesproviding financial credit information via a global network; providing financial dataproviding information relating to insurancefinancial creditfinancial datawealth and affluence classificationmortgage loansrelated information gleaned from motor vehicle and driving history recordsto debt servicing; insurance risk information reporting services concerning potential policy holders; evaluation of credit bureau data; financial servicesproviding historical credit scoringfinancial informationfinancial delinquency predictions and financial risk managementcredit risk management for others through the design of custom models for predicting credit usage patterns and trends; financial risk services for othersfinancial risk analysis and strategic financial risk advisory services; financial consulting services in the fields of account origination and portfolio management; providing financial estimates and indices to determine creditworthiness by classifying individuals according to wealthaffluencefinancial capacity and risk management; providing financial and credit information via a database; providing information relating to insurancecreditfinancial datamortgage loansdebt servicing via a database; providing information relating to insurancecreditmortgage loans and debt management; check authorization and check payment warranty services; financial risk management services; debt collections and recovery services; financial delinquency management solutions; income verification services for the purpose of financial lending; mortgage default management; mortgage loan origination services; financial mortgage portfolio optimization consultation services
Classe 42
Managed service providerapplication service providersoftware as a service (SAAS)hosted services featuring non-downloadable software in the fields of credit processingrisk analysisidentity verificationdata analysisdemographic analysisrisk modeling and analyticsdecisioning and analysiscredit reportingcredit letter generationcredit score and hypothetical credit score decisioning and analysiscredit marketing and account managementwealth and affluence classificationfraud protection and wealth and affluence classification registry; platform as a service (PAAS) featuring computer software platforms for use in connection with evaluating credit and other data as risk predictorsfinancial credit risk modeling and analyticscredit score analysis; platform as a service (PAAS) featuring computer software platforms for the processing of ecommerce transactions that verify the identification and authentication of the mobile user for fraud preventionthe provision of financial informationthe capability to prescreen and extend offers of credit and market to ecommerce consumers through the use of ecommerce customer data and analytical tools; application service provider (ASP) featuring software in the field of credit application processingrisk analysisidentify verificationconsumernon-regulatedcommercial reporting-agency data analysiscredit risk modeling and analyticscredit letter generationcredit score and hypothetical credit score decisioning and analysiscredit fraud protection; providing temporary use of non-downloadable software for business management services in the nature of processing automated applicationsmanaging accountsassessing business risk based on information from commercial credit providers; hosting computer databases containing information relating to applicants for insurancecreditmortgage loansemploymentrelating to motor vehicle reportsto debt servicingto demographicsocioeconomic and financial data for target marketing; monitoring of computer systems for detecting unauthorized access or data breach in relation to credit reportsthe internetpublic records to facilitate the detection and prevention of identity theft and fraud
Classe 45
Fraud alert servicesmonitoring consumer credit reports and providing an alert as to any changes therein