KLARNA KOSMA.

Classe 9

Downloadable software for processing payments and identifying and authenticating users; downloadable computer software using artificial intelligence for machine learning; downloadable computer software for virtual money transactions and for use as a cryptocurrency wallet; downloadable computer software for information management in the field of banking and personal finance; downloadable computer software for managing cryptocurrency transactions using blockchain technology; downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; downloadable computer software in the nature of an electronic financial platform that accommodates multiple types of payment and debit transactions in an integrated mobile phone and web-based environment; downloadable computer software for credit screening; downloadable software for use in database management and use in electronic storage of data and software for invoicing and payment; downloadable application software for processing payments; downloadable payment processing software; downloadable e-commerce and e-payment software; downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; electronic and magnetic ID cards for use in connection with payment for goods and services; downloadable computer software relating to the handling of financial transactions; downloadable computer programs relating to financial matters for processing payments; downloadable financial management software; downloadable software for facilitating secure credit card transactions

Classe 35

Advertising; business management; business administration; office functions services; design of business surveys for others; conducting business and market research surveys for others; business enquiries and investigations; business information; invoicing; book-keeping services; computerized file management; marketing services; business administration of customer loyalty and affinity programs

Classe 36

Insurance underwriting services for all types of insurance; insurance consultancy, insurance information; financial services and financial affairs, namely, financial information, management and analysis services; monetary affairs, namely, financial information, management and analysis services; electronic payment processing services; electronic processing of debit and credit card transactions and payments via a global computer network; bill payment services; credit information services; credit assessment; evaluation of the credit worthiness of companies and private individuals; consumer lending and credit services; factoring agency services; debt collection services; banking service; money transfer services; preparing, processing and tracking electronic payment transactions

Classe 42

Design and development of computer hardware and software; computer programming; software design; creating, designing and maintaining web sites and applications; providing temporary use of online non-downloadable computer software for electronic payment; providing temporary use of online non-downloadable computer software for use in credit assessment; providing temporary use of online non-downloadable computer security software for use in verifying and controlling access to and communication with computers and computer networks; providing of temporary use of online non-downloadable mobile application computer software for financial transactions; providing of temporary use of online non-downloadable computer software for hosting services; software as a service featuring software for financial transactions; computer security consultancy and administration of databases featuring digital keys and digital certificates, monitoring of computer systems for security purposes; provision of an internet trust center for computer security assurance and administration of databases featuring digital keys and digital certificates; monitoring of computer systems for security purposes