Classe 9
Downloadable computer software for use in database management in connection with the provision of financial servicesinsurance servicesbanking servicesemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial management servicesfinancial management advicebudgetingsaving and management of rewards and benefits advice and educationfinancial education servicesmanagement of business and employee expensespayment transaction servicesworkforce management servicesshift management serviceslocation servicescryptocurrency transactions and block chain technology; downloadable computer programs for the use in database management in the fields of financial servicesinsurance servicesbanking servicesemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial management servicesfinancial management advicebudgetingsaving and management of rewards and benefits advice and educationfinancial education servicesmanagement of business and employee expensespayment transaction servicesworkforce management servicesshift management serviceslocation servicescryptocurrency transactions and block chain technology; computer hardwaredownloadable software programmes and downloadable accounting software for use in the provision of banking servicesfinancial servicesinsurance servicesreal estate servicesloan servicesbank account management servicesmonetary transfer servicespayment servicesfinancial analysis and financial reportsfinancial management services and information services relating to banking and finance; downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; downloadable computer software for mobile applications and walletsdownloadable software for processing financial transactions and financial management including budgetingsaving and management of rewards and benefits; encoded magnetic charge cardscash cardsbank cardscheque cardscredit cardsdebit cards; downloadable application software for mobile phonestablets and handheld devicesfor sending data to and receiving data from the users' financial institutions; downloadable electronic data storage and transmission software; downloadable computer software for transaction authentication and verification; downloadable software for secure data storage and retrieval and transmission of customer information; downloadable computer software and downloadable computer programs and downloadable application development software for use on or in connection with mobile phonestablets and handheld devicesfor sending data to and receiving data from the users' financial institutions; downloadable electronic publicationsarticlesmagazinese-zinesblogs and newsletters in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial educationmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management servicesshift management serviceslocation services; downloadable sound recordings in the nature of downloadable podcasts in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial educationmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management servicesshift management serviceslocation services; downloadable images consisting of account statementscharts and graphs in the field of financeinsurancebankingemployee benefit schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial educationmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management servicesshift management serviceslocation services; downloadable text and information provided electronicallyby telecommunications networksby online deliveryby way of the internetdownloadable electronic data files in the nature of business and individual tax formspayroll and employee expenses for use with computer software; electronic databases in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial management servicesfinancial management advicebudgetingsaving and management of rewards and benefits advice and educationfinancial education servicesmanagement of business and employee expensespayment transaction servicesworkforce management servicesshift management serviceslocation servicesall recorded on computer media; audio and video recordings featuring speechespodcastspresentations on the topics of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial educationmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management serviceslocation services; downloadable softwarefor the creationmanagementupdating and operating of databases; downloadable computer software and computer programmes for machine learning; downloadable computer software and computer programmes for datamining and statistical pattern recognition; downloadable computer software and computer programmes that construct algorithms for the analysis of data and making predictions from data
Classe 35
Payroll preparation; administration of business payroll for others; data processing services in the field of payroll; business management; business administration; organisationoperation and supervision of loyalty and incentive schemes providing incentivesbenefitsrewards and award programs for customersemployees of customersaccess to sources of financereal time access to salarieswagesexpenses and other sources of finance and paymentsfinancial servicesfinancial education and financial management servicespayment transaction servicessaving and management of rewards and benefits advice and educationpayment transaction services; administration of loyalty programs involving discounts or incentives; provision of advertising space on electronic media; provision of space on websites for advertising goods and services; rental of advertising space; collection and management of data and informationinformation and data compiling and analyzing relating to business managementbusiness administrationemployee benefit schemesemployee reward and award schemespayroll servicesemployee benefit schemespayrollpayroll saving schemesemployee productivity and staffing levelsfinancial management of businesses and employeesfinancial educationmanagement of business and employee expensespayroll and rewardsworkforce management servicesshift management servicesemployee location services; business data analysis services; market research services; market research analysis; provision of market research information; consumer research and analysis; analysis of data on consumer habits and needs; analysis of market data to predict consumer and business behaviour; compilation and analysis of statistics for business or commercial purposes; market information services relating to market statistics; analysis of market research data and statistics; business informationadvisory and consultancy services relating to all the aforementioned services
Classe 36
Financial servicesproviding employees of businessescontractors or consultants with real time access to salarieswagesexpenses and other sources of finance and paymentsthe provision of financial management services to businesses and employeesfinancial information servicesfinancial transaction and payment processing services; banking services; credit and loan services; loan procurement servicesfinancing of loans; mortgage financing services; real estate servicesreal estate financing services; insurance brokerage services; private banking services; commercial banking services; merchant banking services; investment banking services; international banking services; savings bank services; payment processing servicesprocessing of creditdebit and prepaid card payments and online payments; online banking services; internet banking services; telephone banking services; financial management services; financial planning and investment advisory services; provision of finance informationmoney exchange and money transmission servicesmoney transfer services; financial services relating to tax planningonlinereal-time tax payment financial management and tax payment financial analysis services; financial research services; automated banking services; financial advisory services provided via the telephonethe internet and via computersmobile phonestablets and handheld devices; electronic banking services; electronic funds transfer payment services; electronic funds transfer services via the telephonethe internet and via computersmobile phonestablets and handheld devices; automated payment servicespayment of employee salariesbusiness and employee expensesbill payment servicespayments to third parties; electronic payment services involving the processing and subsequent transmission of bills and payment data; clearing and reconciling financial transactions; debit card servicesdebit card transaction processing services; credit card servicescredit card payment processing services; card operated financial servicesfunding prepaid cash cardsdebit and credit cards and prepaiddebit and credit card payment processing services; electronic payment card processing services; electronic wallet servicesdigital debitcredit and prepaid cards which are used through a computer or a smart device to make transactions or payments; providing electronic mobile payment services for othersprocessing electronic payments made through prepaid cardsdebit cards and credit cardselectronic processing of electronic funds transfer and electronic payments; commercial mortgage servicesmortgage financing services; mortgage issuing servicesmortgage banking; mortgage loansmortgage financing services; mortgage lending; mortgage brokerage services; mortgage refinancing services; mortgage financing services; mortgage investment managementfund investment consultation; loans financing; loan advice servicesfinancial advice; arrangement of loans; financing services for the securing of funds for others and for the financing and arranging of loans; services for the financing of home loan; real estate appraisalsbrokerageleasingmanagement and valuations; rent collection; insurance administration services; financial research services relating to financebankingreal estate and insurance; financial transactions via blockchainblockchain-based payment verification services; financial informationadvisory and consultancy services relating to all the aforementioned services
Classe 41
Provision of training and education servicesclasses and seminars in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial wellbeingmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management serviceslocation services; provision of training and education services electronicallyby means of telecommunications networksby online deliveryby way of the Internet or world wide webonline classes in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial wellbeingmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management serviceslocation services; publication of textsbooksreportstextbooksbrochuresmagazinesjournals and newspapers; online journalsblogs featuring financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial wellbeingmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management serviceslocation services; organisation and provision of coursesseminarsworkshopsconferences and training sessions in the field of financeinsurancebankingemployee benefit schemesemployee reward and award schemespayroll servicespayroll saving schemesmanagement of employee productivity and staffing levelsfinancial managementfinancial wellbeingmanagement of business and employee expensessaving and management of rewards and benefits advice and educationpayment transaction servicesworkforce management serviceslocation services; production and distribution of educational filmstelevision programmes and digital video recordings; informationadvisory and consultancy services relating to all of the aforesaid servicesconsulting services about education and business training services
Classe 42
Electronic data storage via blockchain; computer security servicesdata authentication and certification via blockchain; design and development of computer hardware and software; development and testing of computing methodsalgorithms and software; developmenttestinganalysis and monitoring of algorithms and computing methods for collatingprocessing and analysing consumerfinancialbankingreal estate and insurance data; developmenttestinganalysis and monitoring of algorithms and computing methods for data mining; developmenttestinganalysis and monitoring of algorithms and computing methods for statistical pattern recognition; developmenttestinganalysis and monitoring of algorithms for the analysis of data and making predictions from data; development and testing of computing methodsalgorithms and software in the field of machine learning; informationadvisory and consultancy services relating to all the aforesaidinformation technology consulting servicesadvisory services relating to computer softwarebusiness technology software consultation servicescomputer security consultancycomputer software consulting; consulting services in the field of software as a service (SAAS) services; software as a service (SAAS) featuring computer software to enable uploadingpostingshowingdisplayingsharingeditingotherwise providing electronic mediadatainformation over the Internet or other communications network; providing temporary use of on-line non-downloadable software for viewingdownloading and distributing electronic filesimagesaudiovideodatadocuments; software as a service (SAAS) featuring computer software to enable the displayingreceiving and transmitting data to enable the purchase of purchase of goods and services; application service provider (ASP)hosting computer software applications of others; application service provider (ASP) featuring computer software to enable uploadingpostingshowingdisplayingsharingeditingotherwise providing electronic mediadatainformation over the Internet or other communications network
Classe 45
Licensing of datalicensing of computer software; licensing of data obtained from market researchconsumer researchanalysis of statisticsfinance researchpayroll research